Terms
Terms of Service
Effective date: December 2025
1. Agreement
By accessing or using Mimosa850 (“the Service”), you agree to be bound by these Terms of Service. If you use Mimosa850 on behalf of a business entity, you represent that you have the authority to bind that entity to these terms.
2. Description of Service
Mimosa850 is a financial guidance platform that provides tools for profile analysis, dispute management, funding readiness assessment, and AI-powered guidance. We are not a lender, financial advisor, or legal services provider.
3. Use of Service
You agree not to misuse the platform. This includes any unlawful, infringing, or abusive use, as well as reverse engineering, scraping, or attempting to gain unauthorized access. We may update, suspend, or discontinue features with reasonable notice where practical.
4. Accounts and Security
You are responsible for maintaining the security of your account credentials, including your passkey devices. You are responsible for all activity that occurs under your account. Notify us immediately if you suspect unauthorized access. Our Privacy Policy explains how we handle your data.
5. Fees and Payments
Current pricing, subscription terms, and success-fee details are displayed within the application. By subscribing, you authorize recurring charges at the stated intervals. All fees are in US dollars. Applicable taxes may be added. You may cancel your subscription at any time through your account settings; cancellation takes effect at the end of the current billing period.
6. Refund Policy
We offer a 30-day money-back guarantee on your first month of membership. If the platform is not the right fit, contact support within 30 days of your initial payment for a full refund. The one-time funding access fee and success fees are non-refundable.
7. Disclaimers
Mimosa850 provides tools, educational content, and AI-powered insights but does not guarantee specific funding outcomes, profile score changes, or dispute results. We do not provide legal, tax, or investment advice. The Service is provided “as is” and “as available” without warranties of any kind, express or implied.
8. Limitation of Liability
To the maximum extent permitted by law, Mimosa850’s total liability for any claims arising from or related to the Service shall not exceed the greater of (a) the amounts you paid to Mimosa850 in the 3 months preceding the claim, or (b) $100. In no event shall Mimosa850 be liable for any indirect, incidental, special, consequential, or punitive damages.
9. Intellectual Property
All content, features, and functionality of the Service are owned by Mimosa850 and are protected by copyright, trademark, and other intellectual property laws. You retain ownership of data you upload to the platform.
10. Termination
You may stop using Mimosa850 at any time. We may suspend or terminate your access for violation of these terms, misuse, or non-payment. Upon termination, you may request export of your data within 30 days. Sections relating to liability, disclaimers, and intellectual property survive termination.
11. Governing Law
These terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
12. Changes to These Terms
We may update these terms from time to time. We will notify you of material changes via email or in-app notification. Continued use of the Service after changes take effect constitutes acceptance of the updated terms.
13. Contact
Questions about these Terms of Service? Contact us at support@mimosa850.com.